Рецепт 5 Things to Know About Buying Off-Plan Property
We offer real estate services for buyers and sellers in Phuket Thailand. Buying property pre-construction is referred to as off-plan and is a common practice in Thailand. It is also common for a property developer to start construction of the project and continue to sell units of the property while still referring to it as “off-plan”. In this sense, the term off-plan is used in a general sense to refer to properties that are not yet completed by the developer.
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- Point #2
- When buying a condominium off-plan choose to work with only “condominium registered” developments. The developer will have to obtain a condominium title which can be quite cumbersome. This also means that they will be governed by legislation contained in The Condominium Act and provides a degree of consumer protection for buyers.
- Point #3
- When purchasing an off-plan property, it’s important to understand that the developer is assuming responsibility for purchasing land, subdivision and all issues relating to access and utilities and full accountability for construction and project management. By passing responsibility to a property developer for these tasks, you are largely or wholly giving up control over their implementation. Make sure that the developer is qualified.
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- Point #4
- It does, however, come with its benefits. Buying off-plan is a great way to save money. On average, you can save anywhere between 10% to 40% off market prices. Some developers refer to this as early bird marketing but most developers call it off-plan pricing. You can watch as your unit increases in value as each phase is released.
- Buying off-plan typically gives you more choices. You can choose a high floor in a condominium development or a corner unit. You can choose the best plot in a villa development. Many developers will offer choices of tiles and layouts. These preferences are personal choices that are made easier buying off-plan.
- Point #5
- Mortgages and financing for expats (foreigners) in Thailand are extremely limited. Typically Thai Banks will only lend to foreigners who live and work here and qualify. However, purchasing off-plan provides buyers a payment plan that corresponds to the construction progress. In many cases, the purchase can be spread over 2-3 years and additional terms can be negotiated.